Insurance underwriters

๐Ÿค Save Career

Insurance underwriters play a vital role in the US economy, with 127K professionals employed nationwide. The median annual salary is $79,880, with projected growth of -3% through 2034 (Decline).

$79,880
Median Salary
-3%
Growth Rate
90%
AI Risk
Bachelor's Degree
Education

๐Ÿ’ฐ Salary Range

$47,928$79,880 median$127,808

๐Ÿ“ˆ Growth Outlook

โžก๏ธ Stable โ€” -3% projected growth

๐Ÿค– AI Automation Risk

Very High

This career faces substantial disruption from AI automation.

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AI Impact Deep Dive: Insurance underwriters

๐Ÿ”ฌ AI Impact Deep Dive: Insurance underwriters

AI Collaboration Score

16% โ€” Low

Measures how much AI tools are used as collaborative assistants in this role (0% = no AI involvement, 100% = AI-intensive workflow)

๐Ÿ”ฎ Future Outlook

Underwriting is a fundamentally digital occupation centered on routine information processing, risk modeling, and data analysisโ€”all areas where AI excels. The BLS already projects a decline in employment due to automation, and the shift from traditional software to advanced AI will likely automate even complex, non-standard risk assessments that previously required human judgment.

Analysis based on Microsoft "Working with AI" research (2025), O*NET task data v30.2, and Bureau of Labor Statistics occupational projections. Updated March 2026.

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A Day in the Life

As a insurance underwriter, your day involves a mix of specialized tasks that require both expertise and adaptability. You work with colleagues, clients, or patients depending on the setting, applying your training to solve real-world problems.
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Career Outlook & Getting Started

Why It's Promising

With -3% projected growth and a median salary of $79,880, this career offers stable prospects. While the field is specialized, demand remains consistent.

How to Get Started

Entry typically requires bachelor's degree. Start by exploring relevant AP courses in high school, gaining hands-on experience through internships or volunteering, and connecting with professionals in the field.

Who Is It For

Anyone interested in insurance underwriters who wants to build a rewarding career in this field.

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Majors & Top Schools

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Frequently Asked Questions

How much does a Insurance underwriters make in 2026?โ–ผ

The median salary for a Insurance underwriters is $79,880 per year. Entry-level positions start around $47,928, while experienced professionals can earn up to $127,808 depending on location, specialization, and industry.

How do I become a Insurance underwriters?โ–ผ

Entry typically requires bachelor's degree. Start by exploring relevant AP courses in high school, gaining hands-on experience through internships or volunteering, and connecting with professionals in the field. The typical education requirement is bachelor's degree.

What degree do you need to be a Insurance underwriters?โ–ผ

Most Insurance underwriters positions require bachelor's degree. However, some professionals enter the field through alternative paths like bootcamps, certifications, or self-directed learning.

What AP courses should I take to become a Insurance underwriters?โ–ผ

Check PathLeap for personalized AP course recommendations for Insurance underwriters. The right AP courses depend on your target college major and career specialization.

What does a Insurance underwriters do on a daily basis?โ–ผ

As a insurance underwriter, your day involves a mix of specialized tasks that require both expertise and adaptability. You work with colleagues, clients, or patients depending on the setting, applying your training to solve real-world problems.

Is Insurance underwriters a good career in 2026?โ–ผ

With -3% projected growth and a median salary of $79,880, this career offers stable prospects. While the field is specialized, demand remains consistent. Job growth is projected at -3%, which is declining. The median salary of $79,880 also positions it competitively in the job market.

Will AI replace Insurance underwriterss?โ–ผ

Insurance underwriters has an AI automation risk score of 90/100 (Very High). This career faces significant evolution from AI. However, new specialized roles are emerging that combine domain expertise with AI capabilities.

What kind of person makes a good Insurance underwriters?โ–ผ

Anyone interested in insurance underwriters who wants to build a rewarding career in this field. Success in this role also depends on continuous learning and adaptability, especially as the field evolves with new technology and industry trends.

Is Insurance underwriters Right for You?

Take our career quiz to see how Insurance underwriters matches your personality. Get personalized AP course recommendations and see what similar students are exploring.

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